Collection of contribution to the Danish Guarantee Fund for 2026

The contribution rates to the Danish Guarantee Fund for 2026 have now been published. Please see the applicable contribution rates for the various types of insurance.

August 22, 2025

The DFSA has by letter of the 14th of August 2025 instructed the Fund to collect contributions fixed at DKK 30 per insured under an industrial injury insurance policy, including violent injury insurance policy, contributions fixed at DKK 5 per motor liability policy, and contributions fixed at DKK 5 per policy in 2026 for the following types of insurance:

  • Familieforsikringer (household contents insurance)

  • Husejerforsikringer (property insurance)

  • Sundhedsforsikringer (health insurance)

  • Ejerskifteforsikringer(latent defect insurance - change-of-ownership)

  • Sælgeransvarsforsikring (property sellers liability insurance) and

  • Byggeskadeforsikringer (structural warranty insurance – new build)

  • Motorkaskoforsikringer (motor hull insurance)

The contributions are to be reported and paid to the Guarantee Fund on a quarterly basis. Contributions for the first quarter must be reported to the Guarantee Fund no later than April 30, 2026, and paid to the Guarantee Fund by May 1, 2026.

Read more about how the Guarantee Fund will compensate for motor liability damages in- and outside Denmark HERE.