News
View all press releases and news from the Danish Guarantee Fund.
August 22, 2025
Collection of contribution to the Danish Guarantee Fund for 2026
The contribution rates to the Danish Guarantee Fund for 2026 have now been published. Please see the applicable contribution rates for the various types of insurance.
October 15, 2024
Contributions to the Danish Guarantee Fund on Motor Insurance in Denmark and Greenland
The Danish Financial Supervisory Authority has clarified that the term "vehicle" in Section 2, subsection 2 of the Act on a Guarantee Fund for Non-Life Insuranc
July 17, 2024
The Danish Guarantee Fund will compensate for motor liability damage in- and outside Denmark
The Guarantee Fund provides compensation to claims from an injured party for damage to property or personal injuries caused by a vehicle insured against civil liability by a bankrupt insurance company.
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September 30, 2026
Collection of contribution to the Danish Guarantee Fund for 2027
The Danish Financial Supervisory Authority has informed the Danish Guarantee Fund for Non-life Insurers that the collection of contributions for consumer insurance and equivalent insurance written or renewed in Denmark.
August 22, 2025
Collection of contribution to the Danish Guarantee Fund for 2026
The contribution rates to the Danish Guarantee Fund for 2026 have now been published. Please see the applicable contribution rates for the various types of insurance.
October 15, 2024
Contributions to the Danish Guarantee Fund on Motor Insurance in Denmark and Greenland
The Danish Financial Supervisory Authority has clarified that the term "vehicle" in Section 2, subsection 2 of the Act on a Guarantee Fund for Non-Life Insuranc
July 17, 2024
The Danish Guarantee Fund will compensate for motor liability damage in- and outside Denmark
The Guarantee Fund provides compensation to claims from an injured party for damage to property or personal injuries caused by a vehicle insured against civil liability by a bankrupt insurance company.
November 3, 2023
Collection of contribution to the Danish Guarantee Fund for 2024
The Danish Guarantee Fund for Non-life Insurers has been instructed to continually collect contributions fixed at DKK 40 per further specified consumer insurances written or renewed in Denmark in 2024.
October 2, 2023
Cease of contributions regarding motor liability insurance
The contributions on motor liability insurance written in Denmark will cease on 23 December 2023.
June 28, 2023
Certain life insurance companies must be members of the Danish Guarantee Fund
As of 1 July 2023, Danish and foreign life insurance companies that have been authorised by the Danish Financial Supervisory Authority to conduct industrial insurance business must be members of the Danish Guarantee Fund
February 24, 2023
Guidance concerning contribution on industrial injury insurance
The Guarantee Fund for Non-life Insurers has updated the guidance concerning contribution on industrial injury insurance on 10 February 2023.
January 5, 2023
The Danish Guarantee Fund for Non-Life Insurers wins important Supreme Court Case
The Norwegian Non-Life Insurance Guarantee Scheme initiated legal proceedings against the Danish Guarantee Fund for Non-Life Insurers in 2019.
November 1, 2022
Collection of contribution to the Danish Guarantee Fund for 2023
The Danish Guarantee Fund is to collect contributions fixed at DKK 40 per consumer insurance police written or renewed in 2023.
May 18, 2022
The Fund has entered into settlement agreements
The Danish Guarantee Fund for Non-Life Insurers has reached a settlement with Howden Insurance Brokers AB and the former management of Husejernes Forsikring Assurance Agentur A/S.
February 7, 2022
Deadline for requesting return of premium
The timely deadline for lodging a claim for a premium refund to the Danish Guarantee Fund and the bankruptcy estate concerning Qudos Insurance A/S is 3 years from the termination of the policy
December 17, 2021
Guidance concerning contribution on industrial injury insurance
The Guarantee Fund for Non-life Insurers has prepared a guidance with the purpose of instructing the companies when managing the payment of contributions to the Guarantee Fund for Non-life Insurers.
October 21, 2021
Collection of contribution to the Danish Guarantee Fund for 2022
The Danish Financial Supervisory Authority has on the 8 of October 2021 instructed the Danish Guarantee Fund to collect contributions continually fixed at DKK 40 per consumer insurance
July 1, 2021
The industrial injury insurance portfolios in Alpha- and CBL Insurance, are taken over by the Fund
The Danish Guarantee Fund takes over the obligations to take the portfolio of industrial injury insurance business under administration
June 7, 2021
Gefion Finans A/S under voluntary liquidation (formerly Gefion Insurance A/S) declared bankrupt
The Danish Guarantee Funds' coverage is limited to the business Gefion conduct in Denmark for risks in Denmark.
April 29, 2021
Deadline for requesting return of premium
The timely deadline for lodging a claim for a premium refund to the Danish Guarantee Fund and the bankruptcy estate conc. Alpha Insurance A/S is 3 years from the termination of the policy.
March 30, 2021
Legal actions against UK non-life insurance companies
In December 2020, the Danish Guarantee Fund has initiated legal actions against several UK insurance companies.
January 18, 2021
Coverage by the Danish Guarantee Fund of UK companies post Brexit
October 30, 2020
Collection of contribution to the Guarantee Fund for 2021
The Danish Financial Supervisory Authority has instructed the Guarantee Fund to continue collecting contributions from members of the Guarantee Fund in 2021
September 4, 2020
CBL Insurance Europe Dac - deadline to report a claim to the Guarantee Fund is 12 september 2020
Under section 6 of the Guarantee Fund Act, claims that are to be covered by the Guarantee Fund must be notified to the Guarantee Fund no later than 6 months after the bankruptcy decree was issued on 12 March 2020.
June 30, 2020
Gefion Insurance A/S is forced to stop writing insurance
The Guarantee Fund for Non-life Insurers is aware that on 26 March 2020, the Danish FSA published a decision regarding Gefion Insurance A/S.
May 20, 2020
Members and contributions in 2019
In May 2020, the Guarantee Fund has a total of 318 members, of which 56 are Danish non-life insurance companies and 262 are non-life insurance companies from other EU-countries.
March 27, 2020
Gefion Insurance A/S is forced to stop writing insurance
The Guarantee Fund for Non-life Insurers is aware that on 26 March 2020, the Danish FSA published a decision regarding Gefion Insurance A/S.
March 13, 2020
Information til forsikringstagerne i CBL Insurance Europe Dac
Det irske forsikringsselskab CBL Insurance Europe Dac er den 12. marts 2020 blevet erklæret konkurs.
January 8, 2020
The Guarantee Fund supports summons related to the bankruptcy of Qudos Insurance
The trustee in the bankruptcy of Qudos Insurance has on 20th December 2019 summoned a number of people and companies connected to the management and owners of Qudos Insurance A/S.
December 17, 2019
Information regarding CBL Insurance Europe DAC
The Central Bank of Ireland has released a statement on their website informing that CBL Insurance Europe DAC has ceased making claims payments with immediate effect.
November 15, 2019
Remedy claims on Danish motor liability insurance
The trustee in the bankruptcies of both Alpha Insurance and Qudos Insurance has published information regarding remedy claims on Danish motor liability insurance for both insurance companies.
October 25, 2019
Collection of contribution to the Guarantee Fund for 2020
The Danish Financial Supervisory Authority has instructed the Guarantee Fund to continue collecting contributions from members
September 9, 2019
Request for return of premium for byggeskadeforsikringer
Policyholders of byggeskadeforsikringer (the construction company that originally took out the insurance) from Qudos Insurance A/S under bankruptcy can request a return of premium
June 20, 2019
Request for return of premium for ejerskifteforsikringer
Policyholders of ejerskifteforsikringer from Qudos Insurance A/S under bankruptcy (sold by Frida Forsikring Agentur A/S) can request a return of premium via a claim form on Qudos Insurance A/S’s website.
June 6, 2019
Qudos Insurance - deadline to report a claim to the Guarantee Fund is 20 June 2019
Under section 6 of the Guarantee Fund Act, compensation claims that are to be covered by the Guarantee Fund must be notified to the Guarantee Fund no later than 6 months after the bankruptcy decree was issued on 20 Decem
May 1, 2019
Norwegian Guarantee Scheme Files Lawsuit Against the Danish Guarantee Fund
The Norwegian Guarantee Scheme for Non-Life Insurance (Garantiordningen) has initiated legal proceedings against the Danish Guarantee Fund for Non-Life Insurers.
December 20, 2018
Qudos Insurance declared bankrupt
What Should You Do as a Policyholder with Qudos Insurance? Read about the Role and Responsibilities of the Danish Guarantee Fund.
October 2, 2018
Alpha Insurance – Submission of Claims to the Danish Guarantee Fund
Pursuant to Section 6, any claim for compensation that is to be covered by the Danish Guarantee Fund must be submitted to the Danish Guarantee Fund no later than six months after the bankruptcy order has been issued.
June 29, 2018
Collections of contributions for 2019
The Danish Financial Supervisory Authority (FSA) has determined that the Danish Guarantee Fund must rebuild its capital by collecting contributions of DKK 40 per policy in 2019.