Collection of contribution to the Danish Guarantee Fund for 2027

The Danish Financial Supervisory Authority (DFSA) has informed the Danish Guarantee Fund for Non-life Insurers (the Fund) that the collection of contributions for consumer insurance and equivalent insurance written or renewed in Denmark will be suspended. Consequently, from 1 January 2027, insurance companies will not be required to pay contributions for consumer insurance policies and equivalent insurance policies. However, the DFSA has instructed The Fund in 2027 to collect DKK 5 per motor liability insurance policy, that is written or renewed by Danish insurance companies within the European Union or countries with which the Union has financial agreements. The DFSA has also instructed The Fund to collect contributions fixed at DKK 30 per insured under an industrial injury insurance policy, including violent injury insurance policy (converted into full time employees) written or renewed in Denmark in 2027.

The DFSA has by letter of the 15th September 2026 instructed the Fund to collect contributions of DKK 30 per insured person under an industrial injury insurance policy, including violent injury insurance policy, and DKK 5 per motor liability insurance policy. Contributions for consumer insurance policies and equivalent insurance policies, as further defined below, have been suspended.

 The following consumer insurance policies and equivalent insurance policies written or renewed from 1 January 2027 will not be subject to any contribution to the Fund in 2027:

•  Familieforsikringer (household contents insurance)

• Husejerforsikringer (property insurance)

• Sundhedsforsikringer (health insurance)

• Ejerskifteforsikringer(latent defect insurance - change-of-ownership)

• Sælgeransvarsforsikring (property sellers liability insurance) and

• Byggeskadeforsikringer (structural warranty insurance – new build)

• Motorkaskoforsikringer (motor hull insurance)

The contributions are to be reported and paid to the Guarantee Fund on a quarterly basis. Contributions for the first quarter must be reported to the Guarantee Fund no later than April 30, 2027, and paid to the Guarantee Fund by May 1, 2027.